Rates

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Certificate Rates Effective January 11, 2013

CERTIFICATE OF DEPOSIT
Term Of Deposit Rate Annual Percentage Yield (APY)
3 Months 0.25% 0.25%
6 Months 0.40% 0.40%
12 Months 0.65% 0.65%
18 Months 0.85% 0.85%
24 Months 1.00% 1.00%

Deposit Rates Effective January 11, 2013

MONEY MARKET CHECKING
Deposit Balance Rate Annual Percentage Yield (APY)
$2,500.00 to $9,999.00 0.10% 0.10%
$10,000.00 to $24,999.00 0.20% 0.20%
$25,000 and above 0.30% 0.30%
     



MONEY MARKET SAVINGS
Deposit Balance Rate Annual Percentage Yield (APY)
$2,500.00 to $9,999.00 0.15% 0.15%
$10,000.00 to $24,999.00 0.25% 0.25%
$25,000 and above 0.35% 0.35%
     



PASSBOOK SAVINGS ACCOUNT
Deposit Balance Rate Annual Percentage Yield (APY)
$200.00 and above 0.30% 0.30%
     



NOW ACCOUNT
Deposit Balance Rate Annual Percentage Yield (APY)
$1,500.00 and above 0.10% 0.10%